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Equipment Breakdown Insurance


Originally known as “Boiler and Machinery” insurance, Equipment Breakdown Insurance provides protection far beyond that original focus.  In today’s commercial marketplace, it can provide coverage for:

Boilers, pressure vessels, water heaters

Electrical distribution systems

Heating and cooling systems

Refrigeration (including lost refrigerant)

Production equipment

Computer technology

Computer controlled machines such as CNC machines and robotics

Communications systems, including phone and voice-mail systems

Cash registers and inventory control systems

Diagnostic equipment


Depending on the specific policy, Equipment Breakdown Insurance can pay for:

Direct property loss (cost to repair or replace damaged equipment)

Lost business income and costs for temporary replacement equipment

Lost value of spoiled products or materials caused by a covered breakdown

Business recovery expense


When your business relies on equipment—whether it’s mechanical or electronic—you can’t afford to be unprotected.  Talk with the commercial insurance professionals at any one of our 6 agency locations in Brockton, Lakeville, Halifax, Norton, South Attleboro and South Boston.



Cushman Insurance (Brockton, Lakeville, Halifax),  Ora A. Andrews Insurance (Norton, S. Attleboro), and T. Robert Sullivan Insurance are the affiliated agencies comprising the Cushman Insurance Group.