Employee Benefits Programs
Employee Benefits Programs
Quality employee benefits programs help companies retain and attract top talent. It can also be a time-consuming and sometimes daunting task to evaluate options and negotiate the best program for your company and your employees. Cushman Insurance Group can help.
A simple employee census allows us to approach all the major insurance carriers and get quotes on your behalf saving you valuable time and potentially significant dollars. We recently saved a client over $70,000 in annual premiums without reducing their benefits package.
We work with every major provider of Health, Life, Disability and Long-term Care insurance so we offer a comprehensive range of options. And along with exceptional programs at highly competitive rates, we do all the research saving you hours of tedious and possibly confusing work every year.
Health Insurance to help companies and employees handle the skyrocketing cost of health care. We work with all the top providers including Blue Cross Blue Shield, Tufts, Harvard/Pilgrim, Neighborhood Health, Met Life, US Healthcare, and others. We know every HMO, PPO and POS possibility. So you can count on getting the best, most cost-effective solution. And with the constantly escalating costs of health care plans, you know just how important that is!
Life Insurance to enhance your benefits package with a high-value employee benefit. Whether it is a fixed amount for every employee or class of employee, or as a benefit that is a multiple of salary, we can help you evaluate all your options including the option of additional amounts of coverage that employees can purchase themselves at group rates through payroll deductions and tailor the best program for your business.
Short- and Long-term Disability Insurance to protect your employees if they become disabled off the job. Our benefits specialists can show you how these policies work, and how they integrate with other sources of income like Social Security, other group insurance, or retirement plans. We can help you put a plan in place that will add extra value to your employee benefits package without adding excessive costs.
Long Term Care Insurance to help employees prepare for the potentially high cost of a long life. This insurance helps pay the costs associated with many types of care including nursing home, assisted living, adult daycare, respite care and home care. The experienced professionals at Cushman Insurance Group can guide you through the options in coverage and help you put a program in place that will enhance your employee benefits package for one of your most valued assets your employees.