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Equipment Breakdown Insurance

Equipment Breakdown Insurance

Originally known as “Boiler and Machinery” insurance, Equipment Breakdown Insurance provides protection far beyond that original focus. In today’s commercial marketplace, it can provide coverage for:


• Boilers, pressure vessels, water heaters

• Electrical distribution systems

• Heating and cooling systems

• Refrigeration (including lost refrigerant)

• Production equipment

• Computer technology

• Computer controlled machines such as CNC machines and robotics

• Communications systems, including phone and voice-mail systems

• Cash registers and inventory control systems

• Diagnostic equipment



Depending on the specific policy, Equipment Breakdown Insurance can pay for:


• Direct property loss (cost to repair or replace damaged equipment)

• Lost business income and costs for temporary replacement equipment

Lost value of spoiled products or materials caused by a covered breakdown

• Business recovery expense


When your business relies on equipment—whether it’s mechanical or electronic—you can’t afford to be unprotected. Talk with the commercial insurance professionals at any one of our 6 agency locations in Brockton, Lakeville, Halifax, Norton, South Attleboro and South Boston.

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