Originally known as “Boiler and Machinery” insurance, Equipment Breakdown Insurance provides protection far beyond that original focus. In today’s commercial marketplace, it can provide coverage for:

 

• Boilers, pressure vessels, water heaters

• Electrical distribution systems

• Heating and cooling systems

• Refrigeration (including lost refrigerant)

• Production equipment

• Computer technology

• Computer controlled machines such as CNC machines and robotics

• Communications systems, including phone and voice-mail systems

• Cash registers and inventory control systems

• Diagnostic equipment

 

 

Depending on the specific policy, Equipment Breakdown Insurance can pay for:

 

• Direct property loss (cost to repair or replace damaged equipment)

• Lost business income and costs for temporary replacement equipment

• Lost value of spoiled products or materials caused by a covered breakdown

• Business recovery expense

 

When your business relies on equipment—whether it’s mechanical or electronic—you can’t afford to be unprotected. Talk with the commercial insurance professionals at any one of our 6 agency locations in Brockton, Lakeville, Halifax, Norton, South Attleboro and South Boston.