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Boat & Personal Watercraft Insurance

Boat & Personal Watercraft Insurance

Living in New England we have so many opportunities to enjoy the ocean and many lakes in throughout the region. For those who own a boat or personal watercraft (PWC), that means you’ll want to protect your family, your boating guests, and your investment with the best marine insurance.


A boat or personal watercraft policy insures you and your boat, jet ski, or other PWC against liability and damage if you have an accident. The specific policy coverage that’s right for you depends on the type of boat or PWC you have and how you use it. 


But as a general rule, most policies provide protection for:

 • Liability coverage for bodily injury or damage to the property of others.

 • Damage to the hull, your sails, motor and machinery, and the furnishings on your boat in the event of a collision, sinking, or vandalism.

 • Damage to your boat trailer from some external cause.

 • Depending on your policy, you may also be covered for fuel spills and wreckage removal.


Optional coverages are available as well. For example:

 • Replacement cost protection.

 • Towing and assistance coverage to transport your boat to a repair facility when it’s inoperable and you’re stranded.

 • Emergency services such as gas delivery for boats and roadside assistance are also available.


And the professionals at Cushman Insurance Group will always look for discounts that may be available to you including placement of your policy with the same company that protects your home and/or auto.


We understand that your boat or personal watercraft is a significant investment as well as a great source of pleasure for you, your family and your friends. Protect it and yourself with insurance from the local agent that’s been protecting New England sailors since 1922—Cushman Insurance Group.

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