According to The Wedding Report, a market research publication serving the wedding industry, the average cost of a wedding is $29,000. And that figure can vary widely depending upon your lifestyle and where you live.
But what if your reception venue goes out of business, you lose your deposit, and you have to find another location? Or what if your bridal shop closes and you are left without a gown, you’ve paid for the dress, and you have to pay a premium to have a gown made on short notice?
For a very small premium, wedding insurance can protect your investment and your very important day. It covers a variety of situations, such as:
Wedding Attire: You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.
Lost Deposits: Reimbursement of your deposit if a vendor goes out of business or declares bankruptcy before the wedding, or simply fails to show up.
Lost Rings: Receive repair or replacement cost if the bride or grooms wedding bands are lost or damaged.
Severe Weather: If severe weather (e.g. a hurricane) forces you to postpone your wedding, receive reimbursement for non-recoverable expenses.
Transportation Shutdowns: If a commercial transportation shutdown prevents the bride, groom or their parents from getting to the wedding and the event has to be postponed, receive reimbursement for non-recoverable expenses.
Call to Duty: If the bride or groom is unexpectedly call to active duty, or has her or his military service leave revoked forcing you to postpone the event, receive reimbursement for non-recoverable expenses.
Damaged Gifts: Repair or replacement cost if wedding gifts are damaged.
Sudden Illness: If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, receive reimbursement for non-recoverable expenses.
Additional optional coverage is also available:
Venue Requires Insurance: You can add liability coverage to protect yourself in case a guest is injured or causes damage to property.
Liquor Liability: You can add this coverage to protect yourself against liability arising from alcohol-related occurrences (subject to policy conditions and exclusions.)
It’s too important a day—and too significant an expense. Protect both with a low cost insurance policy from Cushman Insurance Group.