Policy Services
Locations
Follow Us!

Are You Gifting a Hobby Drone This Holiday Season?

 

Drones have become an increasingly popular holiday gift. And unlike the new tablet, scooter, or Xbox – it comes with certain requirements and considerations.

 

Registration:

Federal law requires that all aircraft (which includes drones [also referred to as UAS—Unmanned Aircraft Systems] and radio/remote controlled aircraft) flown outdoors must be registered with the FAA and marked with a registration number. UAS weighing more than 0.55 pounds and less than 55 pounds may register online at https://registermyuas.faa.gov/ or by using the legacy paper based registration process. The weight limit includes everything that is on board or otherwise attached to the aircraft at the time of takeoff. (e.g. cameras)

Read the rest of this entry »

How Holiday Travel Can Pose Identity Theft Risks

 

Nearly one hundred million Americans are planning to travel this holiday season. It’s likely that many of them are not aware of some of the risks for identity theft they are exposed to as they travel. Here are a few to keep in mind if you’re hitting the road!

 

  • Did you know that your boarding pass contains personal information? It does. So before you toss it in the hotel wastebasket, think twice. Take it home with you and shred it as you would any document that contains personally identifiable information.

Read the rest of this entry »

Before you install solar panels at your business…

 

occc-4Making the decision to install solar panels at your business is one possible way for your company to save money. It also tells your community, business associates, and clients/customers that you’re committed to protecting our planet by using renewable energy.

 

But as with everything, it’s not a simple decision. There are actually risks involved and things to consider before you decide to install those panels. Here are a few:

 

Read the rest of this entry »

A Few Valuable Digital Security Tips You Might Not Know

 

431726-information-securityProtecting your personal information and avoiding identity theft requires some thought and action. We’ve written about it often. (A directory of our current articles can be found here.) Still, we thought we’d share a few more valuable tips and resources that you might not know about:

Read the rest of this entry »

Seamless insurance support: one click away w/ our new mobile app

 

mobile-app-cigDo you ever feel like you are trying to keep track of so much information at one time that it’s nearly impossible to manage it all? Juggling kids’ schedules, paying bills, managing doctors’ appointments, balancing your checkbook, keeping up to date on insurance coverage and renewals….the list goes on and on.

 

Well at least for your insurance needs, we now offer a great way to keep track of insurance-related information and provide one-click-support with the NEW CUSHMAN INSURANCE GROUP MOBILE APP! Here’s what it can do:

Read the rest of this entry »

Are You More Prepared for a Cyber Attack Than Most Small Business?

 

cyberattackmotivationsLast week’s online attacks on Domain Name Server (DNS) provider Dyn Inc. is another wakeup call. Using a malware program that swamped Dyn’s servers with bogus traffic, the attack blocked access to Twitter, Spotify, Netflix, Amazon, Tumblr, Reddit, The New York Times and a number of other sites throughout the day on Friday.

 

While we see it as continued proof of the escalating danger of cyber crime to companies of all sizes and entire networks, it made us wonder about the level of awareness and preparedness of small businesses for a cyber attack. A recent online Harris Poll provides some insights:

Read the rest of this entry »

I’m “just” a party planner. Do I need E&O insurance?

 

Choose your way

It seems that a significant percentage of people think that only doctors, lawyers, and accountants need Errors & Omissions insurance. If you really think about it, that would imply that only doctors, lawyers and accountants are human – and the rest of us don’t make mistakes.

 

But what about that party planner who reserves the venue, caterer, flowers, transportation, etc. for a wedding on November 15 – but the wedding is actually scheduled for November 8 (At least that’s the date on the 350 invitations that were mailed!). It’s a catastrophe for all involved. And a potential law suit for the planner.

 

So since we know we’re all human and that means we all make mistakes, here’ a brief overview of Errors and Omissions insurance and why you need to think about E&O insurance for your company.

Read the rest of this entry »

Bullying Behavior – It Harms Us All

 

bullying-prevention-monthOctober is National Bullying Prevention Awareness Month. Unless you have kids in school, it’s probably not something you think about—until you see one of the heartbreaking stories in the news about a bullied child committing suicide. But we should all be concerned about misery and damage it causes, and the long-term effects it has on both the victims and the bullies.

Read the rest of this entry »

A Few Home Fire Safety Tips That Could Save Your Life

 

dryer_vent_house_fire12Do you remember learning about fire prevention when you were a kid in school? (We do.) Based on that, we all probably think that we’re fairly knowledgeable about the causes of fires and the steps we need to take to reduce its risk in our homes. Still, according to the National Fire Protection Association, ON AVERAGE SEVEN PEOPLE DIE IN U.S. HOME FIRES EVERY DAY.

So we thought a quick refresher might be valuable to update your thinking on your own home, your family, and to address any misconceptions you might have regarding home fires. (Our thanks to the NFPA and the Red Cross for this valuable information and guidance.)

  Read the rest of this entry »

Just thinking—about some bad car insurance decisions we’ve seen.

 

mistakeWe’ve been in the insurance business since 1922. So you can imagine that over that period of time, we’ve pretty much seen it all. (We’re not trying to sound like the commercial currently running on TV, but it’s true.)

 

A question arose this morning in one of our offices about “selling” a car without transferring the title (by the way: you are still the owner until the title is transferred.) and the associated issues with cancelling the auto insurance policy. It made us think of other circumstances and decisions that impact your insurance and potential claims. So we thought we’d share a few. Read the rest of this entry »