With the weather changing and spring adventures just around the corner, rental properties are becoming increasingly popular. If you are considering moving into a rental property, we are here to help. There are several different types of rentals: a modern complex, a traditional suburban house, or a townhouse right in the city. No matter what type of rental you choose, or if you already have one, Cushman wants to make sure you secure the proper renters’ insurance policy for your property.
Renters insurance is a policy designed to cover and protect renters residing in a house, condo, or apartment. This type of insurance policy generally provides protection from damage or loss.
Why Do I Need It?
There are numerous reasons to get renters insurance. For starters, when renting a property, landlords may require it. If it is a requirement, they will likely ask for proof. Renters insurance is also recommended due to the financial risk associated with a rental property. First, fire or a broken pipe that causes water damage could occur in your new apartment or condo. When this happens, landlords likely won’t pay for the destruction. These types of damages would be protected under your insurance policy. Aside from physical damage, renters insurance also protects renters from other risks such as theft. For example, if any belongings in your new property are stolen, lost, or damaged, renters insurance provides coverage to replace or repair them up to a certain dollar amount.
Purchasing a renters insurance policy protects and saves you money, time, and effort. The worst-case scenario would be not having a policy in place when an unpredictable event or disaster occurs. We want to guarantee you are properly insured so you can worry less.
At Cushman, we will help craft the renters insurance coverage that’s right for your unique property and budget. When you partner with Cushman, our team will dedicate our time to knowing you before we recommend any coverage or send a quote. By asking the essential questions, we can determine the best protection for your home and belongings.
If you are ready to partner with a local insurance agent, then please contact Cushman Insurance Group. A member of our team will gladly take the time to get to know you and your specific renters insurance needs while deciding the best coverage at an affordable rate. Call Cushman today at 508-586-5310.